COMMERCIAL BANKING

It’s what we do

Commercial Loans

Types of Business Loans

  • Working capital
  • SBA loans
  • Equipment financing
  • Real estate mortgages for commercial properties and
    investment properties
  • Letters of credit
  • Building acquisition or refinance
  • Revolving credit lines
  • All loans are subject to credit approval, acceptable collateral and available equity. First Resource Bank is an Equal Housing Lender.

Checking, Savings and CDs

Find our full complement of checking and savings accounts here.

Member FDIC

Cash Management Services

First Resource Bank offers a comprehensive suite of Cash Management Services designed to streamline your financial operations and maximize efficiency. Our tailored solutions are crafted to meet the diverse needs of businesses large and small. Explore our range of services and discover how we can help you optimize your cash flow, enhance security, and unlock new opportunities for growth.

ACH Origination is a tool that can be used to reduce the expense associated with check processing and check fraud. ACH Origination allows you to process payroll direct deposit, invoice payments, and collect receivables securely and timely.

ACH Filter helps protect your business from unauthorized and potential fraudulent ACH transactions from posting to your account. You have the ability to permit specific ACH debit transactions to post to your account. ACH Filter allows you to monitor and block transactions for an entire account, by company ID , standard entry class (SEC) code, or routing/transit number. If an unauthorized transaction attempts to post to your account, you will be alerted to work the exception in digital banking.

Bill pay replaces the need for check printing and mailing of your invoices.

Utilize a debit card to make frequent purchases.

Check Positive Pay is a fraud prevention tool that protects your business from check fraud by matching checks issued against checks presented for payment on your commercial checking account. When an unauthorized check is presented for payment, the item is flagged as an exception, you will be alerted to work the item in digital banking. Check Positive Pay can help you avoid the hassle and potential financial loss due to check fraud.

Securely add your FRB debit card into Apple Wallet or Google Wallet seamlessly through the FRB App.

EDI allows you to receive ACH payment details and reporting so your business can match the transaction to your account receivables.

Eliminate the risk of lost or stolen mailed paper statements by utilizing electronic statements. Electronic statements are secure and can be accessed on the go.

ICS™ is a great tool to give you peace of mind knowing you have additional FDIC insurance coverage for your business. ICS™ will place your excess funds across multiple FDIC insured banks across the nation to maximize your coverage. As a result you will have peace of mind knowing your funds are 100% insured while working directly with just one bank, First Resource Bank, and knowing funds are liquid.

Automate the movement of funds by utilizing an account sweep. Target Balance, Zero Balance, and Line of Credit Sweeps are available.

Merchant Services allows you to accept credit cards at your place of business.

Manage funds, check balances, pay bills, deposit checks and more! Our secure and convenient app gives you access to your money whether at home, at work, or on the go. Available to download from the App Store or Google Play.

A convenient service that allows you to deposit checks from your office or home after normal banking hours. Save time by streamlining your deposits and reduce the number of trips to the bank.

Same Day ACH allows for expedited processing of your electronic payments same day.

A secure and fast method of sending funds. Originate domestic wire transfers in person or online to other financial institutions for same day processing (cutoff times apply). International wire services are also available in person.

Cash Management Services

First Resource Bank offers a comprehensive suite of Cash Management Services designed to streamline your financial operations and maximize efficiency. Our tailored solutions are crafted to meet the diverse needs of businesses large and small. Explore our range of services and discover how we can help you optimize your cash flow, enhance security, and unlock new opportunities for growth.

ACH Origination is a tool that can be used to reduce the expense associated with check processing and check fraud. ACH Origination allows you to process payroll direct deposit, invoice payments, and collect receivables securely and timely.

ACH Filter helps protect your business from unauthorized and potential fraudulent ACH transactions from posting to your account. You have the ability to permit specific ACH debit transactions to post to your account. ACH Filter allows you to monitor and block transactions for an entire account, by company ID , standard entry class (SEC) code, or routing/transit number. If an unauthorized transaction attempts to post to your account, you will be alerted to work the exception in digital banking.

Bill pay replaces the need for check printing and mailing of your invoices.

Utilize a debit card to make frequent purchases.

Check Positive Pay is a fraud prevention tool that protects your business from check fraud by matching checks issued against checks presented for payment on your commercial checking account. When an unauthorized check is presented for payment, the item is flagged as an exception, you will be alerted to work the item in digital banking. Can help you avoid the hassle and potential financial loss due to check fraud.

Securely add your FRB debit card into Apple Wallet or Google Wallet seamlessly through the FRB App.

EDI allows you to receive ACH payment details and reporting so your business can match the transaction to your account receivables.

Eliminate the risk of lost or stolen mailed paper statements by utilizing electronic statements. Electronic statements are secure and can be accessed on the go.

ICS™ is a great tool to give you peace of mind knowing you have additional FDIC insurance coverage for your business. ICS™ will place your excess funds across multiple FDIC insured banks across the nation to maximize your coverage. As a result you will have peace of mind knowing your funds are 100% insured while working directly with just one bank, First Resource Bank, and knowing funds are liquid.

Automate the movement of funds by utilizing an account sweep. Target Balance, Zero Balance, and Line of Credit Sweeps are available.

Merchant Services allows you to accept credit cards at your place of business.

Manage funds, check balances, pay bills, deposit checks and more! Our secure and convenient app gives you access to your money whether at home, at work, or on the go. Available to download from the App Store or Google Play.

A convenient service that allows you to deposit checks from your office or home after normal banking hours. Save time by streamlining your deposits and reduce the number of trips to the bank.

Same Day ACH allows for expedited processing of your electronic payments same day.

A secure and fast method of sending funds. Originate domestic wire transfers in person or online to other financial institutions for same day processing (cutoff times apply). International wire services are also available in person.

a hand inserting a piece of paper into a atm

ATM MoneyPass Locations

First Resource Bank offers Mastercard® debit cards, VISA® credit cards and ATM cards to our account holders.

Check Reorder

Contact your nearest location to assist you with reordering checks.

Card Services

Existing Elan Credit Card Customers may access your account here.

Cash Management University

Learn more about First Resource Bank’s diverse array of cash management solutions through our online Cash Management University publications.